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Important Advice about your Wedding Insurance Policy

Please read this carefully:
This product is arranged by TPS (Insurance Admin Services) Limited, who are authorised and regulated by the Financial Services Authority (Firm Reference 311788) and provided by UK Underwriting Limited on behalf of AXA Insurance UK plc, who are members of the Financial Ombudsman Bureau scheme.

Wedding Insurance Policy Document

You should read the document carefully when you receive it. It gives you full details of what is and is not covered and the conditions of the cover.

Weddingplan Wedding Insurance Policy Document


Wedding Insurance Conditions and Exclusions

Conditions and exclusions will apply to individual sections of your wedding insurance policy, but please also refer to the general exclusions, conditions and warranties which will apply to the whole of your wedding insurance policy.

Health

Your wedding insurance policy contains certain restrictions regarding pre-existing medical conditions and concerns the health of the bride and groom and of other people upon whose health the wedding may depend.

Sports and Pastimes

If you plan to take part in dangerous sports or pastimes, check that your wedding insurance policy covers you.

Property Claims

These are based on the value of the goods at the time you lose them and not on a “new for old” or replacement cost basis.

Wedding Insurance Policy Limits

Most sections of your wedding insurance policy have limits on the amount the Insurers will pay under that section. Some sections also include other specific limits, for example, daily limits. Make sure that you read your wedding insurance policy carefully when you receive it, so that you know what they are.

Wedding Insurance Policy Excesses

Under certain sections of the wedding insurance policy, claims will be subject to an excess. This means that you will be responsible for paying the first part of the claim.

Reasonable Care

You need to take all reasonable care to protect yourself and your property.

Complaints

Your wedding insurance policy will contain a complaints procedure which tells you what steps you can take if you wish to make a complaint.

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